For homeowners 62 and over, who cannot repay a loan, grant funds may be available to remove health and safety hazards or to remodel dwellings to make them accessible to household members with disabilities.

Home improvement loans can be used for most types of home improvement projects including room additions.

Various energy conservation measures including installation of insulation and storm windows can be financed.

In addition, other improvements such as repair or replacement of heating systems and electrical wiring are eligible.

Structural improvements to your home are also covered, including repair of, or provision for structural supports; repair or replacement of the roof; and replacement of severely deteriorated siding.

Incidental expenses such as survey fees, title clearance, loan closing, and architectural or other technical services may also be financed. Contact your lender for more information.